Tools
Pick a tool. They are grouped by what you are trying to do. Your inputs stay in your browser.
Build a safety net
- Short-term parking
Find where to keep money you need within two years, and what it earns.
- Savings Bonds tracker
Check every Singapore Savings Bonds issue since 2015 against leaving money in CPF OA.
Start investing
- ETF tax drag
Compare US-listed and Ireland-domiciled ETFs for a Singapore investor: fees, dividend tax and break-even size.
- ILP against DIY
Compare an investment-linked policy with buying a world ETF yourself, over 30 years.
Stay invested
- Falls within a year
See how far markets fell within each year, and how often those years still ended higher.
- Lump sum or spread it out
Compare investing a windfall at once with spreading it over months, tested on every starting month since 1999.
Shape your portfolio
- Concentration checker
See how concentrated your holdings are and whether your monthly buying makes it worse.
- SNP1 strategy
See how holding only the largest US company did against SPY since 2000.
- Leveraged ETF check
See what a 3x daily fund does over years, from real prices.
Plan to stop work
- FIRE and CPF bridge
Plan the years between leaving work and 55, for one person or a couple.