What a dollar becomes
Enter your age and an amount to see what it is worth at retirement, at six rates of return.
Hover or tap a bar to see that year.
Show the figures for every year
How this is worked out
- Each line. The amount is multiplied by (1 + rate) once for every year until you retire. Nothing is added along the way.
- The rate matters more each year. The gap between the lines widens with every extra year.
- What is left out. Rising prices. The rates are examples, not promises.
Where the rates come from
- 2.5% and 4%. The current floor rates on CPF accounts.
- 7% and 10%. Close to what the S&P 500 has returned over the long run: 7% after inflation, 10% before.
- 15%. Has happened over single decades. It has never lasted a working lifetime.