CPF LIFE Payout Estimator

👵CPF LIFE Payout Estimate

Estimate your lifelong monthly CPF LIFE payout from your Retirement Account (RA) savings at age 65, by plan type. This is an estimate using editable assumption factors, not an official quote.

Retirement Account (RA) savings at age 65 your projected RA balance when payouts start

CPF LIFE plan

Payout start age you can start any time from 65 to 70. Deferring raises the payout

Low factor per $1,000 of RA as of 2026, edit if changed

High factor per $1,000 of RA as of 2026, edit if changed

Estimated monthly payout for life, starting at your chosen age

$0 to $0

Estimated annual payout (midpoint) RA savings at 65

Sources: CPF Board, "How much CPF payouts can I get every month?" and the official CPF LIFE estimator. For 2026 the Full Retirement Sum (FRS) is $220,400, projected to about $330,100 in the RA by age 65, giving roughly $1,780 a month on the Standard plan from 65. Default factors are derived from CPF's published payout examples (about $5.30 to $5.95 per $1,000 of RA at age 65, Standard plan). Get a personalised figure at the official tool: CPF Monthly Payout Estimator (cpf.gov.sg) and read more at cpf.gov.sg CPF LIFE.

General information only, not financial advice. This is a simplified estimate and your actual CPF LIFE payout depends on your exact RA balance, age, sex, plan, prevailing CPF interest rates and the chosen payout start age. Verify with the official CPF Monthly Payout Estimator and CPF Board.