MediShield Life and IP Premium Estimator

🏥MediShield Life and IP Premiums

Estimate your annual MediShield Life premium by age band and see how much of it MediSave can pay. Premiums rise with age, so pick the band that matches your age next birthday.

Age next birthday your age at your next birthday

Do you have an Integrated Shield Plan?

Edit MediShield Life premium table (as of 2026, edit if changed)

Official premiums before subsidies, inclusive of 9% GST, for policies starting or renewing on or after 1 April 2025. Government subsidies, MediSave bonuses and Pioneer or Merdeka rebates can lower what you actually pay. Edit any cell if rates change.

Age 1 to 20

Age 21 to 30

Age 31 to 40

Age 41 to 50

Age 51 to 60

Age 61 to 65

Age 66 to 70

Age 71 to 73

Age 74 to 75

Age 76 to 78

Age 79 to 80

Age 81 to 83

Age 84 to 85

Age 86 to 90

Above 90

Estimated MediShield Life annual premium (before subsidies)

$637

Age band: 41 to 50. MediSave can fully pay this premium.

Payable from MediSave Cash top up needed

Sources: CPF Board, MediShield Life Premium Table (Table B, before subsidies, on or after 1 Apr 2025), cpf.gov.sg, and Additional Withdrawal Limits for IP premiums, cpf.gov.sg. Scheme details from the Ministry of Health (MOH), moh.gov.sg. For your exact premium after subsidies and rebates, check your CPF Healthcare dashboard.

General information only, not financial advice. This is an estimate of the premium before government subsidies, MediSave bonuses and Pioneer or Merdeka Generation rebates, which can reduce what you actually pay. Verify your figures with the CPF Board and MOH at the official links above.