Car Total Cost Calculator

🛣️Car Total Cost

Estimate what a car really costs you in Singapore over your ownership period. Includes purchase price, COE, road tax, insurance, fuel, parking and depreciation. Note that GST is 9 percent and is usually already inside the dealer price you pay.

Purchase price, GST included (SGD) on the road price from the dealer, includes COE, ARF and 9 percent GST

COE amount in that price (SGD) as of 2026, edit if changed

Ownership period (years) COE lasts 10 years

Estimated resale or scrap value (SGD) what you get back when you sell

Road tax per year (SGD) as of 2026, edit if changed, depends on engine cc

Insurance per year (SGD)

Servicing and repairs per year (SGD)

Fuel per month (SGD)

Parking and ERP per month (SGD) season parking, ERP, casual parking

Total cost of ownership over your period

That works out to about $0 per month.

Depreciation $0 Fuel $0 Insurance and upkeep $0 Parking and ERP $0 Road tax $0

This is an estimate. COE results, road tax rates and vehicle taxes are set by the Land Transport Authority (LTA). Check current COE premiums and the road tax table at the LTA OneMotoring portal: onemotoring.lta.gov.sg. For COE bidding results see lta.gov.sg. As of June 2026 Category A COE was around $126,000, GST is 9 percent (set by IRAS).

General information only, not financial advice. Figures are estimates and actual costs vary with your car, usage and the latest COE and tax rates. Verify with the official source (LTA OneMotoring) before you commit.