BTO and HDB Grant Estimator

🎁 BTO and HDB Grant Estimator

Estimate the first-timer housing grants a Singapore Citizen household may receive: the Enhanced CPF Housing Grant (EHG), the CPF Housing Grant for resale flats (Family Grant), and the Proximity Housing Grant (PHG). This is an estimate only. Your actual grants are assessed by HDB when you apply for your HFE letter.

What are you buying?

Household type

Average gross monthly household income SGD, over the 12 months before applying

Resale flat size affects Family Grant only

Does the household include a Singapore PR spouse?

Living with or near parents or married child?

Adjust 2026 grant figures (edit if changed)

EHG maximum, couple as of 2026

EHG maximum, single as of 2026

EHG income ceiling, couple monthly

EHG income ceiling, single monthly

Family Grant, 4-room or smaller resale, couple

Family Grant, 5-room or larger resale, couple

Family Grant income ceiling monthly

SPR couple reduction less, on Family Grant

PHG, living together resale

PHG, living within 4km resale

Estimated total first-timer grants

EHG $0 Family Grant $0 Proximity Grant $0

Sources: HDB, "CPF Housing Grants for Resale Flats (Families)" and "Buying a Flat" grant pages, hdb.gov.sg; CPF Board, "A guide to the Enhanced CPF Housing Grant and Proximity Grant," cpf.gov.sg. For an official, personalised figure use the HDB Flat Portal Home Purchase Planner.

General information only, not financial advice. The EHG amount here uses the published sliding scale and is an estimate; HDB assesses your actual grants when you apply for your HDB Flat Eligibility (HFE) letter. Eligibility also depends on citizenship, age, employment history and other conditions not captured here. Verify every figure with the official HDB and CPF Board sources above before relying on it.